Small business bookkeeping services
Putnam Accounting Solutions offers three flat-rate monthly plans, from clean books and reliable financials through full outsourced CFO support. Each plan builds on the one before it, so you can start where you are and move up as the business grows. We quote your monthly rate once we understand your volume.
- Flat monthly rates, never hourly
- Certified QuickBooks Online ProAdvisor
- Remote, serving clients nationwide
For the owner who needs the books kept accurately and wants to see real numbers every month without chasing anyone for them.
This is the foundation, and for a lot of small businesses it is all they ever need. We watch your bank activity weekly rather than letting a month pile up, reconcile every account at month end, and hand you financial statements that tell you where the business actually stands.
What is included
- Weekly bank feed monitoring. Your transactions are reviewed as they come in, so issues surface while they are still easy to sort out rather than months later.
- Monthly bank reconciliations. Every account is matched against the bank statement. This is the step that catches duplicate charges, missing deposits, and transactions that never cleared.
- Monthly financial statements. Your profit and loss and balance sheet, prepared and delivered each month so you are never guessing at your own numbers.
When to move up
If you are still paying vendor bills yourself, or running payroll on your own, Intermediate takes both off your plate.
For the owner with vendors to pay and people on payroll, who would rather not spend a morning every week on either.
Everything in Basic Bookkeeping stays in place. On top of it, we take over the two recurring jobs that eat the most owner time and cause the most damage when they slip: paying the people you owe, and paying the people who work for you.
Everything in Basic, plus
- Weekly accounts payable runs. Vendor bills are handled on a weekly cycle, so nothing slides past due and your supplier relationships stay easy. A predictable payment rhythm also makes your cash position far easier to read.
- Payroll processing as needed. Payroll is run when you need it, with the entries flowing straight into your books rather than being reconstructed later.
When to move up
If the questions you are asking have shifted from what happened last month to what happens if we hire, expand, or borrow, Advanced adds the forward-looking work.
For the owner planning growth who needs a finance partner, not just clean books.
Everything in Basic and Intermediate, plus the work a chief financial officer would do. Bookkeeping tells you where you have been. This tier is about where you are going, and whether the plan in your head survives contact with your actual numbers.
Everything in Intermediate, plus
- Outsourced CFO support. Senior financial guidance without a senior salary. Someone to think through pricing, hiring, borrowing, and margin with you before you commit.
- Budgeting and forecasting tools. A budget you can measure against, and forecasts that show what the next few quarters look like if current trends hold.
- Modeling for growth. We build out scenarios so you can see where the business is likely to sit in future years, and what has to be true to get there.
Worth knowing
This costs a fraction of a part-time controller, and far less than the hourly rate most firms charge for advisory work, at a flat monthly rate rather than a meter that runs every time you call.
Compare the three plans
| What you get | Basic | Intermediate | Advanced |
|---|---|---|---|
| Weekly bank feed monitoring | Included | Included | Included |
| Monthly bank reconciliations | Included | Included | Included |
| Monthly financial statements | Included | Included | Included |
| Weekly accounts payable runs | Not included | Included | Included |
| Payroll processing as needed | Not included | Included | Included |
| Outsourced CFO support | Not included | Not included | Included |
| Budgeting and forecasting | Not included | Not included | Included |
| Growth modeling | Not included | Not included | Included |
Books behind? Start before plan one.
Months or years of unreconciled activity do not fix themselves, and no monthly plan works properly until the history is clean. We take the books as they are, sort out what happened, and hand back records that tie out. Then the ongoing work starts from solid ground.
Cleanup is quoted separately from the monthly plans, because the scope depends entirely on how far back it goes and what shape the records are in.
Request a cleanup quoteNot sure which plan fits?
Most people are not, and guessing is not necessary. Tell us what the business does, roughly how much activity runs through it, and what is currently causing you problems. We will point you at the right plan, quote your monthly rate, or tell you honestly if you do not need us yet.